Anthem Blue Cross Blue Shield is one of the largest health insurance providers in the United States, offering a wide range of health insurance plans and services to individuals, families, and employers. With a long history dating back to the 1940s, Anthem has established itself as a trusted and reliable partner in the healthcare industry. The company operates in 14 states, including California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.
History and Evolution of Anthem Blue Cross Blue Shield
Anthem Blue Cross Blue Shield has a rich history that spans over seven decades. The company was founded in 1944 as a nonprofit organization, with the goal of providing affordable healthcare to individuals and families. Over the years, Anthem has undergone significant transformations, including mergers and acquisitions, to become the large and diversified health insurance company it is today. In 2014, Anthem acquired Cigna’s Medicaid and Medicare businesses, expanding its reach and capabilities in the healthcare market.
Key Services and Products Offered by Anthem Blue Cross Blue Shield
Anthem Blue Cross Blue Shield offers a comprehensive range of health insurance plans and services, including individual and family plans, group plans for employers, Medicare plans, and Medicaid plans. The company also provides specialty products, such as dental, vision, and life insurance. Anthem’s health insurance plans are designed to meet the diverse needs of its customers, with varying levels of coverage and affordability. Some of the key services and products offered by Anthem include:
- Individual and family plans: Anthem offers a range of individual and family plans, including catastrophic plans, bronze plans, silver plans, gold plans, and platinum plans.
- Group plans: Anthem provides group plans for employers, including health maintenance organization (HMO) plans, preferred provider organization (PPO) plans, and point-of-service (POS) plans.
- Medicare plans: Anthem offers Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D prescription drug plans.
- Medicaid plans: Anthem provides Medicaid plans for low-income individuals and families, including children, pregnant women, and people with disabilities.
| Plan Type | Premium | Copayment | Coinurance |
|---|---|---|---|
| Individual Bronze Plan | $300/month | $50/visit | 30% |
| Individual Silver Plan | $400/month | $30/visit | 20% |
| Individual Gold Plan | $500/month | $20/visit | 10% |
Network and Provider Options
Anthem Blue Cross Blue Shield has a large and diverse network of healthcare providers, including primary care physicians, specialists, hospitals, and other healthcare facilities. The company’s network includes over 350,000 healthcare providers and 4,500 hospitals across the United States. Anthem’s provider network is designed to provide customers with access to high-quality care and convenient locations.
Telehealth Services
Anthem Blue Cross Blue Shield offers telehealth services, allowing customers to access healthcare remotely through video conferencing or phone calls. The company’s telehealth services are designed to provide convenient and affordable access to healthcare, especially for customers who live in rural or underserved areas. Anthem’s telehealth services include:
- Virtual visits: Anthem customers can access virtual visits with primary care physicians and specialists through the company's online platform.
- Phone consultations: Anthem customers can also access phone consultations with healthcare providers, allowing them to receive medical advice and guidance remotely.
Anthem's telehealth services are designed to provide customers with flexible and convenient access to healthcare, while also reducing costs and improving health outcomes.
What types of health insurance plans does Anthem Blue Cross Blue Shield offer?
+Anthem Blue Cross Blue Shield offers a range of health insurance plans, including individual and family plans, group plans for employers, Medicare plans, and Medicaid plans.
How do I find a healthcare provider in Anthem’s network?
+You can find a healthcare provider in Anthem’s network by visiting the company’s website and using the “Find a Doctor” tool. You can also call Anthem’s customer service number to get help finding a provider.
What is telehealth, and how does it work?
+Telehealth is a way to access healthcare remotely through video conferencing or phone calls. Anthem’s telehealth services allow customers to access virtual visits with primary care physicians and specialists, as well as phone consultations with healthcare providers.
