Stanford Dental Insurance is a comprehensive dental insurance plan designed to provide affordable and high-quality dental care to individuals and families. The plan is offered by Stanford Health Care, a leading healthcare provider in the San Francisco Bay Area. With a strong focus on preventive care, Stanford Dental Insurance aims to help policyholders maintain good oral health and reduce the risk of dental problems.
Plan Overview
Stanford Dental Insurance offers a range of plans to suit different needs and budgets. The plans are designed to provide coverage for routine dental care, including cleanings, exams, and X-rays, as well as more complex procedures such as fillings, crowns, and root canals. Policyholders can choose from various plan options, including individual, family, and group plans. The plans are available to residents of California, and policyholders can access care from a network of participating dentists.
Key Benefits
Stanford Dental Insurance offers several key benefits, including:
- Affordable premiums: Competitive pricing makes it easier for individuals and families to access quality dental care.
- Comprehensive coverage: Plans cover a wide range of dental services, from routine cleanings to complex procedures.
- Large network of dentists: Policyholders can choose from a network of participating dentists, making it easy to find a provider who meets their needs.
- Preventive care focus: The plan emphasizes preventive care, helping policyholders maintain good oral health and reduce the risk of dental problems.
The plan also offers no waiting periods for routine care, allowing policyholders to access care as soon as they enroll. Additionally, policyholders can enjoy discounts on dental services when they use participating dentists.
| Plan Option | Monthly Premium | Annual Deductible | Max Out-of-Pocket |
|---|---|---|---|
| Individual Plan | $45 | $50 | $1,000 |
| Family Plan | $120 | $150 | $3,000 |
| Group Plan | Custom quote | Custom quote | Custom quote |
Eligibility and Enrollment
To be eligible for Stanford Dental Insurance, individuals must be residents of California and meet certain age and income requirements. Policyholders can enroll in the plan during the annual open enrollment period or during a special enrollment period if they experience a qualifying life event, such as a change in employment or the birth of a child.
Enrollment Process
The enrollment process for Stanford Dental Insurance is straightforward:
- Review the plan options and choose the one that best fits your needs and budget.
- Complete the enrollment application, providing required documentation and information.
- Submit the application and wait for approval.
- Receive your policy documents and start accessing care from participating dentists.
Policyholders can also manage their account online, making it easy to track claims, view benefits, and access plan documents.
What is the annual deductible for the Individual Plan?
+The annual deductible for the Individual Plan is $50.
Can I enroll in the plan if I'm not a resident of California?
+No, Stanford Dental Insurance is only available to residents of California.
How do I find a participating dentist?
+You can find a participating dentist by visiting the Stanford Health Care website or by contacting customer service.
Stanford Dental Insurance offers a range of benefits and features that make it an attractive option for individuals and families seeking quality dental care. By reviewing the plan details and choosing the option that best fits their needs and budget, policyholders can enjoy comprehensive coverage, affordable premiums, and access to a large network of participating dentists.
